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PURCHASE

EXPLORE YOUR LOAN OPTIONS

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CONVENTIONAL LOAN

Excellent credit score? more than enough for a downpayment? here we go this is your option...

  • Low-Interest rate

  • Immediate equity in the property

  • Stable mortgage payments

  • Flexibility in Loan Options

  • Faster to process with fewer governmental Obstacles.

FHA LOAN MORTGAGE

Not enough for a large downpayment? Here you go the government is willing to help...

  • Downpayment as low as 3.5%

  • Loans are insured by the Federal Housing Administration (FHA)

  • Very flexible guidelines to help you qualify.

  • No prepayment penalty

  • You can have someone as a co-borrower to help you qualify regardless if that person lives at home or not.

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VA LOANS

Veteran? Active duty military? thank you for your service! We got a special option for you...

  • You have the option to no downpayment and no closing cost.

  • Negotiable interest rate

  • No mortgage insurance required

  • Lower interest rates than conventional loans

  • You can prepay without penalty

Ferman Financial | Mortgage Agent | Call us now! 661.247.7000
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